Exclusive Benefits For
IBEW Local 500 Members

American Income Life Insurance Company - AIL

$2,500 Accidental Death & Dismemberment for all current IBEW Local 500 members at
NO COST, plus eligibility for its Health Services Discount Program for up to 60%
discounts on Vision, Hearing, Pharmacy and Chiropractic as well as optional Dental
discounts. AIL also supplies Child Safe Kits to all who need them. IBEW Local 500
Members and their families may qualify for additional insurance benefits offered by
American Income Life (AIL) and are encouraged to take a few minutes to listen to the
AIL Representative who'll be calling on you.

Dear Brothers and Sisters,

IBEW Local 500 is pleased to announce that each member now has a $2,000 Accidental
Death and Dismemberment benefit provided to you through the cooperation of your Local
Union and American Income Life Insurance Company. AIL is a 100% Union Life
Insurance Company represented by the Office and Professional Employees International
Union (OPEIU) Local 277.We hope that you are pleased we have been able to secure this
benefit at NO-COST to you or the Local. (That means FREE. We like FREE.)

The OTHER Insurance company hasn't made you that offer yet, have they?  

In addition, you are now eligible for a Health Services Discount Card that provides 10%
-60% discounts on the following at no cost to you and your family for one full year:

  • Vision                                                                                                
  • Chiropractic
  • Optional Dental Care
  • Prescriptions
  • Hearing

There is nothing more important to us than the safety of our children and grandchildren.
That's why we are pleased to tell you that we have arranged for you to receive at NO-
COST, Child Safe Kits. These potentially lifesaving kits help you gather vital data, a
photo, & even fingerprints so if the unthinkable happens you can get this information to
the authorities quickly. Endorsed and supported by the International Union of Police
Associations (IUPA), we urge you to request Child Safe Kits for all your children and

Contact the local AIL office in San Antonio at #210-733-5335 or #1-800-851-5509 to
schedule an appointment.

Or, for your convenience, you may reply online at www.ailife.com/benefits/SGH2E

Whichever method you choose, a representative from American Income Life will contact
you to arrange delivery of your benefits, secure information about your beneficiary, and
obtain your signature. Also, you and your family may qualify for additional life insurance
benefits at this time. Please take a few minutes to listen to the AIL representative who
delivers your certificate. AIL and its programs are being presented in the spirit of BE
UNION / BUY UNION and are being made available on a voluntary basis.


There has recently been some confusion regarding the 5 additional health benefits listed
above. It has been perceived by some Members of the Local that the supplemental
insurance listed above can be used to offset certain expenses, such as deductibles, or
replace what the company insurance provides. THIS IS INCORRECT.

The supplemental insurance listed above DOES NOT replace or supercede anything the
company plan provides. YOU CANNOT USE IT TO OFFSET ANY OF YOUR

You can use it for things that the company plan has no coverage for at this time, such as
Hearing Benefits. You can also use the discounts for certain services that the company
plan has limitations to, such as Vision and Chiropractic care. Only when all expenses have
been met and maxxed out by the companies plan for one of those services, including you
satisfying your deductible, can you then fall back on the supplemental insurance listed
above for an additional discount.

Please keep in mind that the supplemental health insurance offered by AIL is only free for
the first year and should drop from your overall plan if you don't renew it. Also, each one
of us has to be our own judge in order to determine whether or not we really need the
additional health insurance. Only you know what is good for you and your family. If you
don't think the health insurance will benefit you in any way, then don't take it.

Our main objective here at IBEW Local 500 is to provide each of our Members alternatives
to affordable supplemental Life Insurance, and we sincerely hope that each one of you
participates in, and takes advantage of, the $2,000 of free life insurance offered by AIL for
being Union Members.